Car Title Loans in Merced

Car title Loan FAQ

Pink Slip title loans in Merced! 

How long does it take to get a title loan?

Once we get your application, we could have money in your hand in about 2 hours  

What is the interest rate?

Our interest rate is monthly and varies between 7.5% and 8%, depending on your confirmed loan amount.

What documents are needed?

• Copy of your drivers license
• Original Title if you have it
• Insurance (we can help with this)
• References
• Proof of residence (verify where you live)
• Proof that you have some income of at least $1500 a month or a cosigner 

What is a Pink Slip loan and what is an auto pawn? Are they car title loans?

A pink slip loan is the same as a title loan. A auto pawn is sometimes used to describe a title loan BUT there are some companies that require you to leave the car with them. We do not.  

Do I need to be employed?

You need to bring in at least $1500 a month or have a cosigner.

Do you pull a credit report?

We do but we do not base your loan on this. We are simply looking to see if you are in active bankruptcy.  

My car has another loan on it. What do I do now?

Allow us to handle that. We do take over other title loan companies notes so you can have the benefit of our lower payments.

I live in California but my car is titled in another state. Is this a problem?

We will need to handle the DMV part for you on this. We would have to transfer the title to California. This will not delay you getting the money.

My mortgage (or rent) is late. Is this a problem?

No. You can have very late payments and this will not be an issue with us.

Do I have to have a checking account at the bank?

If you have your own business (self employed) you will need to have a checking account. All others do not.

How does my car title get changed at the DMV?

We do all the DMV work for you because we do so many we actually have a department of our company handle this issue.

Getting a car title loan in Merced is very easy!